What to Do After a Hit-and-Run Accident in Winter Park

Hit-and-run accidents are an unfortunate reality for drivers in Winter Park, FL. Whether it’s a minor fender bender or a serious collision, these incidents leave victims with damage, medical bills, and no one to hold accountable. Uninsured motorist coverage is one of the most important protections you can have on Florida’s roads.

Why Hit-and-Runs Are a Problem in Florida

Florida consistently ranks among the states with the highest number of hit-and-run accidents. In Winter Park, where traffic is heavy and parking lots are crowded, these incidents are all too common. Drivers who flee the scene often leave victims with no way to recover damages unless they have the right insurance coverage.

How Uninsured Motorist Coverage Helps

Uninsured motorist coverage is designed to protect you when the at-fault driver either doesn’t have insurance or can’t be identified—like in a hit-and-run. This coverage can help pay for medical expenses, lost wages, and even vehicle repairs. At Insurance Group of Central Florida, we work with Winter Park residents to ensure their policies include this vital protection.

Do You Have the Right Coverage?

  • Check your policy to see if uninsured motorist coverage is included. It’s not always automatic in Florida.
  • Consider adding underinsured motorist coverage for extra protection.
  • Speak with an agent to understand your options and ensure you’re fully covered.

Don’t let a hit-and-run leave you stranded. At Insurance Group of Central Florida, we help Winter Park drivers find policies that offer peace of mind in the face of uncertainty. Contact us today to learn more about uninsured motorist coverage and how it can protect you on Florida’s roads.

What to Expect When Filing an Auto Insurance Claim

If you’ve been involved in a car accident, you may choose to file an auto insurance claim. Knowing what to expect during the process can reduce stress and improve the experience.

The professionals at Insurance Group of Central Florida are here to help. We provide excellent customer service and work with our clients to ensure they have the resources they need when an auto accident occurs. If you’ve recently been involved in an auto accident and want to file an insurance claim, here’s what you need to know. 

Call Your Insurance Company

One of the first things you should do when you’re ready to file your insurance claim is to call your insurance company. Your insurance agent may forward you to an expert in car insurance claims, or they may help you get started with the process. You’ll need to provide details about the accident, including the location, time, conditions on the road, and the events that led to the accident. 

Work With Your Claims Adjuster

The claims adjuster will contact you shortly after you file the claim. The claims adjuster is someone who will investigate your claim and assess the damage to the car. The adjuster will supply your insurance carrier with information about the accident to help them decide how much your insurance will pay for your claim.

What to Expect After You File a Claim

If you have full coverage auto insurance, your insurance policy should pay to repair or replace your car after an accident, depending on how much damage is done. If you’ve been involved in an accident, contact the Insurance Group of Central Florida. We are located in Winter Park, FL, and can help you get started with the insurance claims process.